diff --git a/packages/adapters/opencode-local/src/server/models.ts b/packages/adapters/opencode-local/src/server/models.ts
index a4d1a46d..aedc1967 100644
--- a/packages/adapters/opencode-local/src/server/models.ts
+++ b/packages/adapters/opencode-local/src/server/models.ts
@@ -1,4 +1,5 @@
 import { createHash } from "node:crypto";
+import os from "node:os";
 import type { AdapterModel } from "@paperclipai/adapter-utils";
 import {
   asString,
@@ -107,7 +108,12 @@ export async function discoverOpenCodeModels(input: {
   const command = resolveOpenCodeCommand(input.command);
   const cwd = asString(input.cwd, process.cwd());
   const env = normalizeEnv(input.env);
-  const runtimeEnv = normalizeEnv(ensurePathInEnv({ ...process.env, ...env }));
+  // Ensure HOME points to the actual running user's home directory.
+  // When the server is started via `runuser -u <user>`, HOME may still
+  // reflect the parent process (e.g. /root), causing OpenCode to miss
+  // provider auth credentials stored under the target user's home.
+  const resolvedHome = os.userInfo().homedir;
+  const runtimeEnv = normalizeEnv(ensurePathInEnv({ ...process.env, ...env, ...(resolvedHome ? { HOME: resolvedHome } : {}) }));
 
   const result = await runChildProcess(
     `opencode-models-${Date.now()}-${Math.random().toString(16).slice(2)}`,